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Pricing Plans

Cap Protection Pricing Plan vs. Variable Pricing Plan

Not sure whether a Cap Protection Plan or a Variable Pricing Plan is right for your home heating oil? You’re not alone. Understanding the difference can help you make a smarter, more cost-effective decision for your household. Let’s break down the key features of each plan so you can choose the one that best fits your budget and comfort needs.

How it Works

Cap vs. Variable Pricing Plan Options

*Hypothetical Oil Pricing Matrix

Cap Protection Plan

Cap Pricing is ideal for those who prioritize stability and wish to avoid the uncertainty of rising costs. If this is of interest, our price cap BUDGET PLAN is the best option for you.

This plan provides true price protection from market volatility. Your oil delivery price will not exceed the price cap during the 12 months of the program — even if prices increase in winter. If retail prices drop below the cap, your heating oil price will decrease accordingly. **Details apply

The price cap Budget Plan is our most popular option, as energy prices can be highly volatile. To eliminate the stress of unexpected and frequent heating bills during winter, we are able to estimate your total heating cost by assessing your average yearly oil usage. This price is calculated by averaging your home’s total annual heating costs, creating manageable monthly payments and ease of mind.

Secured Low Price Per Gallon x Your Home’s Annual Usage = YOUR TOTAL HEATING COSTS

YOUR TOTAL HEATING COSTS (*** add traditional division sign) 12 Months = Your Monthly Payment

Advantages:

  • Predictability: Know your costs upfront, making yearly budgeting easier.
  • Hassle Free: Your contracts will come straight to your inbox via Docusign assuring you
    secure a low price per gallon as quickly as possible before a potential price spike.
  • Built-In Protection: Safeguarded against price increases caused by market fluctuations
    while also being able to take advantage of any potential savings should prices fall.

Sign up for the Budget Plan

Fill out this form and we will gladly give you a call and set you up on your budget plan!

Variable Pricing Plan

Variable Pricing is ideal for individuals comfortable with market fluctuations and who want the opportunity to pay for oil as it is being delivered. Delivery prices rise and fall as energy markets react to supply and demand implications, in addition to global geo-political events. With this plan, the price per gallon of heating oil fluctuates with current market rates, very similar to price fluctuations you might see at gas stations.

While variable pricing allows for flexibility by not opting into an averaged 12 monthly payments, it comes with certain disadvantages. Your entire annual heating expense becomes concentrated within the 4-5 coldest months of the year, making budgeting more challenging and often more expensive. There is also a risk of exposure to market spikes, particularly during colder months when demand is high.